UW-Whitewater unbeaten but tested less than UW-La Crosse

Strength of schedule is where these two depart from their records. UW-Whitewater sits 77th in Division III for schedule strength despite its unbeaten start, while UW-La Crosse ranks 8th despite two losses, meaning the Eagles have already faced the harder slate.

The Warhawks have the best record in college football at 4-0 and have not finished a season under .500 in the 19 years Versus has on file. That form shows in the grades, A+ across overall, power, offense and defense, with rankings of 2nd in offense and 3rd in defense inside Division III even though the team itself checks in at 7th overall.

UW-La Crosse has fallen 30 spots in the Division III rankings this season, from 6th to 36th, but the profile underneath is still strong. The Eagles carry an A- overall grade, an A on both sides of the ball, and sit among just 20 Division III teams ranked in the top 25 in both offense and defense. They have not finished below .500 since 2015.

Versus projects UW-Whitewater to win 34-21, giving the Warhawks a 78 percent chance in a Wisconsin Intercollegiate Athletic Conference game that counts in the standings for both sides.